Every investor's ultimate goal is to invest in a well-diversified mutual fund portfolio. However, due to various operations and behavioral factors like complexity, emotional bias, Information overload, time constraints, lack of professional guidance, etc., it is challenging to create a well-diversified portfolio that matches the risk profile of the investors
To overcome this issue, MARS portfolios offer the best solution. MARS is a platform that provides multiple ready-made curated portfolios built after thorough research, best suited for the needs of different investors. MARS gives a wide range of portfolios to choose from as per investors' risk appetite.
FEATURES:-
Salient portfolios of MARS are as follows:
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E100 Portfolio: An all-season diversified portfolio for equity investors.
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E100 Aggressive: A portfolio of Small-cap and Mid-cap schemes.
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ELSS Portfolio: Best suited for your ELSS investments.
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Balanced Advantage & Aggressive Dynamic Portfolio: The asset allocation between equity and debt would vary depending on the risk in the equity markets; higher the risk, lower the allocation into equities and vice versa.
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Aggressive Hybrid Portfolio: A portfolio of diversified Aggressive Hybrid Schemes.
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Conservative Hybrid Portfolio: A portfolio ideal for Conservative equity investors.
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SIP Portfolios: Best suited for your SIP investments.
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Liquid Portfolio: A Portfolio of liquid and overnight schemes.
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Other Portfolios: Diversified portfolios with fixed asset allocation like E50, E70 & E80.
BENEFITS OF MARS
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Clients can select model portfolio(s) depending on their requirements and investment needs.
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Helps the client to invest in well-researched mutual fund schemes in his portfolio.
PROCESS:-
HOW CAN CLIENT INVEST IN MARS PORTFOLIOS?
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All MARS Portfolios are available on MARS tab in NJ E Wealth Account (NJ EWA)
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Client has an option to select any of the available portfolios with the help of his NJ partner.
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The client can buy into MARS by transferring his existing MF portfolio or by putting in fresh money through auto debit mandate/ RTGS /Net banking.
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In case, the partner initiates the MARS purchase transaction for the client, the client will be required to authorize the purchase transactions.
MARS Portfolios:-
It gives clients a wide range of diversified portfolios to choose from like:-
EQUITY INVESTORS |
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Portfolio Name |
Features |
Minimum Lump Sum (Rs) |
Minimum |
|
SIP (Rs) |
TOP-UP (Rs) |
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E100 |
100% Equity schemes portfolio |
50000 |
5000 |
- |
E100 Aggressive |
100% Equity portfolio of Mid cap/Small cap scheme |
50000 |
5000 |
- |
ELSS |
100% ELSS scheme portfolio |
10000 |
5000 |
- |
CONSERVATIVE EQUITY INVESTORS |
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Balanced Advantage Portfolio |
100% Balanced Advantage Scheme Portfolio |
50000 |
5000 |
- |
Aggressive Dynamic AA Portfolio |
Aggressive Dynamic Asset Allocation Portfolio |
50000 |
5000 |
- |
Multi-Asset Allocation Portfolio |
100% Multi-Asset Allocation Schemes |
50000 |
5000 |
- |
OTHER PORTFOLIOS |
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E80 |
Fixed Asset Allocation Portfolio |
50000 |
5000 |
- |
E70 |
Fixed Asset Allocation Portfolio |
50000 |
5000 |
- |
E50 |
Fixed Asset Allocation Portfolio |
50000 |
5000 |
- |
Aggressive Hybrid Portfolio |
100% Aggressive Hybrid Schemes |
50000 |
5000 |
- |
Conservative Hybrid Portfolio |
100% Aggressive Hybrid Schemes |
50000 |
5000 |
- |
Liquid Portfolio |
100% Schemes in low-risk mutual fund schemes. |
50000 |
5000 |
- |
SIP Aggressive Portfolio |
SIP in Midcap and Small cap Equity schemes. |
50000 |
2000 |
600 |
SIP Diversified Portfolio |
SIP in Diversified Equity schemes. |
50000 |
2000 |
600 |