NJ MARS

Every investor's ultimate goal is to invest in a well-diversified mutual fund portfolio. However, due to various operations and behavioral factors like complexity, emotional bias, Information overload, time constraints, lack of professional guidance, etc., it is challenging to create a well-diversified portfolio that matches the risk profile of the investors

To overcome this issue, MARS portfolios offer the best solution. MARS is a platform that provides multiple ready-made curated portfolios built after thorough research, best suited for the needs of different investors. MARS gives a wide range of portfolios to choose from as per investors' risk appetite.

FEATURES:-

Salient portfolios of MARS are as follows:

  • E100 Portfolio: An all-season diversified portfolio for equity investors.

  • E100 Aggressive: A portfolio of Small-cap and Mid-cap schemes.

  • ELSS Portfolio: Best suited for your ELSS investments.

  • Balanced Advantage & Aggressive Dynamic Portfolio: The asset allocation between equity and debt would vary depending on the risk in the equity markets; higher the risk, lower the allocation into equities and vice versa.

  • Aggressive Hybrid Portfolio: A portfolio of diversified Aggressive Hybrid Schemes.

  • Conservative Hybrid Portfolio: A portfolio ideal for Conservative equity investors.

  • SIP Portfolios: Best suited for your SIP investments.

  • Liquid Portfolio: A Portfolio of liquid and overnight schemes.

  • Other Portfolios: Diversified portfolios with fixed asset allocation like E50, E70 & E80.

BENEFITS OF MARS

  1. Clients can select model portfolio(s) depending on their requirements and investment needs.

  2. Helps the client to invest in well-researched mutual fund schemes in his portfolio.

PROCESS:-

HOW CAN CLIENT INVEST IN MARS PORTFOLIOS?

  • All MARS Portfolios are available on MARS tab in NJ E Wealth Account (NJ EWA)

  • Client has an option to select any of the available portfolios with the help of his NJ partner.

  • The client can buy into MARS by transferring his existing MF portfolio or by putting in fresh money through auto debit mandate/ RTGS /Net banking.

  • In case, the partner initiates the MARS purchase transaction for the client, the client will be required to authorize the purchase transactions.

MARS Portfolios:-

It gives clients a wide range of diversified portfolios to choose from like:-

EQUITY INVESTORS

Portfolio Name

Features

Minimum Lump Sum (Rs)

Minimum

SIP (Rs)

TOP-UP (Rs)

E100

100% Equity schemes portfolio

50000

5000

-

E100 Aggressive

100% Equity portfolio of Mid cap/Small cap scheme

50000

5000

-

ELSS

100% ELSS scheme portfolio

10000

5000

-

CONSERVATIVE EQUITY INVESTORS

Balanced Advantage Portfolio

100% Balanced Advantage Scheme Portfolio

50000

5000

-

Aggressive Dynamic AA Portfolio

Aggressive Dynamic Asset Allocation Portfolio

50000

5000

-

Multi-Asset Allocation Portfolio

100% Multi-Asset Allocation Schemes

50000

5000

-

OTHER PORTFOLIOS

E80

Fixed Asset Allocation Portfolio

50000

5000

-

E70

Fixed Asset Allocation Portfolio

50000

5000

-

E50

Fixed Asset Allocation Portfolio

50000

5000

-

Aggressive Hybrid Portfolio

100% Aggressive Hybrid Schemes

50000

5000

-

Conservative Hybrid Portfolio

100% Aggressive Hybrid Schemes

50000

5000

-

Liquid Portfolio

100% Schemes in low-risk mutual fund schemes.

50000

5000

-

SIP Aggressive Portfolio

SIP in Midcap and Small cap Equity schemes.

50000

2000

600

SIP Diversified Portfolio

SIP in Diversified Equity schemes.

50000

2000

600