Ms Rupali Rane CFPcm
The Next Gen. Financial Adviser - Mumbai
Rupali is a young CFP who started her amazing advisory and distribution business after graduation. She wanted to be Independent and businesswomen from her childhood.
She believes that through this business she would be able to help many families to achieve their financial goals by providing them wise investment plan and strategy. She wants to be known as a wealth creator and wants at least 1000 families to be Crorepatis in the next few years.
ES: Please tell our readers about yourself...
Rupali: I am Rupali Rane, the founder of Realnet Consultancy. I am a Certified Financial Planner and am in this business for last 8 years and have been associated with NJ since beginning. In last 8 years I have passionately build this business and have successfully guided over 500 families towards achieving their financial goals with customized investment solutions and strategies.
ES: How is your experience of NJ LAS Term loan platform? Please share inputs on ease and operational convenience.
Rupali: I feel that the NJ LAS Term loan platform is one of the quickest ways to process a term loan available in Indian market. Normally one has too many dependencies for processing a loan such as Credit score, physical verification, etc. However, as this loan is against securities, it is hassle-free way to get loans with comparatively low interest rates.
Before advising to any client, I took LAS for myself first to understand the entire process. I was amazed by the fact that the application was approved and processed within 5 minutes. That gave me the confidence of pitching it to my clients.
ES: Tell us how you present, pitch or promote the LAS to your customers.
Rupali: NJ LAS Term loan is one of the best products we have which comes to client’s rescue at difficult times and saves them from high interest loans in the market. For us, our clients and their financial well-being is our first priority. The investment they have made with us are for their long term goals and we put our best efforts to make sure that they achieve their goals as planned. LAS solves client's immediate requirements without interrupting client’s existing investment. And this is done at a reasonable ROI and with almost no processing time. Whenever we see a client seeking loans to serve their needs/ emergencies we present NJ LAS Term loan to them. I must say that I have got very good feedback from my clients for the same.
ES: how has NJ LAS Term loans helped you in your business? Can you share any particular case example?
Rupali: There are couple of cases I would like to share.
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One of our client was desperately looking for a loan of Rs.1 crore whereas she was only eligible for Rs.70 Lacs loan against her property and she had no clue about arranging the remaining corpus. Coincidently, I had a portfolio review planned with her and she expressed her concerns. Without wasting anytime, we presented NJ LAS Term Loan as a solution for her requirement and she was very pleased to see the amount of Rs. 25 lakhs processed to her account within 24 hours. This incident has taken our relationship with her to the next level and will surely benefit in future for growing our business.
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Another client had his major investments in real estate where he was not getting potentially good returns. He called us and mentioned his requirement of approximately 30 Lacs of loan and I promoted LAS in our next face to face meeting. Eventually, he ended up selling some of his properties and added MF investment in MARS for better returns as well as it made him eligible for Rs.25 lac of LAS.
ES: Let us know why should other Partners promote NJ LAS Term loans?
Rupali: NJ LAS Term Loans gives the opportunity to NJ Partners to offer all-in-one solution to their clients. With this facility, client doesn't need to look for any other person than us for their financial needs and solutions. It also gives NJ partners an opportunity to get lump sum investment from existing or new clients. Another big advantage to the Partner is he is able to avoid redemptions in mutual funds investments while getting a business opportunity with an alternative offering/service. In long run, it helps keep the customer loyal, more engaged and with a deeper relationship.
The clients are also happy since they benefit from single window service, ability to continue investments and earn returns on same which discounts the cost of loans /interest rates to a large extent. The net actual cost of the loan to the customer is reasonable.
ES: Please tell us your business figures on NJ LAS. Please also share any future plans on same.
Rupali: I have served total 55 Lacs of NJ LAS term loans. I am very excited about this facility and have couple of more client in process. I am actively visiting our clients and if any of them have any loan requirement, I make sure to always promote NJ LAS Term loans to them.
ES: What advice would you give to Partners who are yet to start work on NJ LAS?
Rupali: As NJ Partners, LAS gives us a great opportunity to advise our clients to build huge lump sum investment without worrying about any of their emergency needs as LAS will help the clients to meet the emergencies without really interrupting their existing portfolio. It saves clients who are looking to withdraw their investment to support other financial needs .
Is there anything else a partner can ask for?
So, why to wait, get going!!.
THIS IS AN OPPORTUNITY TO ENCASH.
